Splitwise is the default for splitting costs with friends, and for good reason: it is simple, handles almost any kind of split, and runs on every phone.
The catch on a trip is that it is one more app next to the one you plan in. If the group already plans the trip together somewhere, splitting there saves a step: everyone is already in it, and so is the plan.
We make SwipeSights, one of the apps below, so we have tried to be fair: where Splitwise is better, we say so. Everything here comes from each app's own site and store listing, checked in October 2026.
What Splitwise does well, and where it stops
Splitwise is the most flexible splitter here. It splits equally, by exact amounts, by percentage or by shares, and it simplifies who owes whom so the group makes fewer payments.
Splitwise
- Free, with a daily limit on how many expenses you can add
- Pro adds unlimited expenses, receipt scanning and currency conversion
- iOS, Android and the web
Where it stops is the trip itself. Splitwise has no plan, no places and no bookings, so the group plans in one app and pays in another. On a busy day abroad, the free plan's daily limit and the missing currency conversion can get in the way too.
What a trip needs from a split
More than one currency
Trips cross borders. At the very least, each balance should stay in the currency the cost was paid in.
Costs that not everyone shares
Not everyone joins every dinner, and not everyone gets the big room.
A clear settle-up
At the end: who pays whom, in as few payments as possible.
Next to the plan
The costs belong with the trip, not in an app half the group forgets to open.
The alternatives
SwipeSights
Full disclosure: we make this one. SwipeSights is a group trip planner first: everyone votes by swiping on real places, the plan is built from the votes, and the split sits on the trip's plan page.
Splitting
- Add what it cost, who paid and who it was for
- Splits it evenly between those people
- Shows who owes whom, and the payments that settle it
- 15 currencies, each balance kept in its own currency
The rest of the trip
- Everyone votes by swiping: right to like, up for a must-see, left to skip
- The plan is built from the votes: days by area, in walking order, around opening hours, with meals in between
- Hotels ranked by how far you would walk to the plan
Missing: Uneven splits (shares or percentages), receipt scanning and currency conversion.
Price: Splitting is free. The plan is free for groups of up to 3 and opens 3 days; Trip Pass from $12.99 or Year Pass from $29.99 for every day and groups of up to 20.
Works on: Splitting on the web, on any phone or computer; the plan on iPhone and the web
Best for: Groups who want the plan and the costs in the same place.
Wanderlog
Wanderlog is a shared itinerary and map you edit together, with a budget built in.
Splitting
- A budget with bill splitting and settle-up
The rest of the trip
- Real-time co-editing of the itinerary and the map
- Route optimization on Pro, for up to 15 places in one day
- Imports flight, hotel and car bookings
Price: Free plan; Pro $39.99 a year on its site (store prices vary).
Works on: iOS, Android and the web
Best for: One organized person building a detailed plan, with the budget next to it. Wanderlog's site
Stippl
Stippl is a route and day planner with expense splitting on the free plan.
Splitting
- Expense splitting and settle-up, free
The rest of the trip
- Suggest ideas and vote on them together
- Plan the route and the days yourself, hour by hour
- AI itineraries (2 free) and route optimization on Pro
Price: Free plan; Pro from €4.99 a month (varies by country).
Works on: iPhone, Android and the web
Best for: Trips with many stops, where the route matters most. Stippl's site
WePlanify
WePlanify's budget settles up in the fewest transfers, across currencies, and the whole app runs in the browser.
Splitting
- A shared budget with settle-up in the fewest transfers
- Works with more than one currency
The rest of the trip
- Polls, optionally anonymous
- A day-by-day itinerary everyone can edit, and an AI draft from a one-line brief
- Guests join from a link without an account
Price: Free while in beta.
Works on: The web only (English and French)
Best for: Groups who want polls, a plan and a budget without installing anything. WePlanify's site
Lambus
Lambus keeps a trip's stops, costs, documents and photos together, with a chat for the group.
Splitting
- Split costs and settle debts
- Currency conversion on PRO
The rest of the trip
- Stops you place on a map yourself
- PRO adds travel times between stops, offline mode and a PDF
Price: Free; PRO monthly, yearly, per trip or lifetime, priced by currency. One upgrade covers everyone on the trip.
Works on: iOS, Android and the web
Best for: Groups who want logistics and costs in one place. Lambus's site
Frienzy
Frienzy is for keeping a group in sync once the plan exists: chat, expenses, albums and where everyone is.
Splitting
- Expense splitting
The rest of the trip
- Group chat, shared albums and live location sharing
- Build the itinerary by hand, or upload a PDF, document or photo of one
Price: Free; Pro $9 a month or $39.99 a year on iOS.
Works on: iOS, Android and the web
Best for: Groups already on the trip who need chat and costs together. Frienzy's site
Plan Harmony
Plan Harmony is a shared trip calendar with votes on optional plans and a chat; splitting comes with Pro.
Splitting
- Expense splitting on Pro
The rest of the trip
- Votes on the plans you mark as optional (each voter needs an account)
- A trip chat with threads and reactions
Price: Free plan (10 events and 5 uploads a trip); Pro $2.99 a month, $9.99 a year, or $6.99 for one trip.
Works on: The web
Best for: Groups who like a shared calendar and do not mind paying a little for splitting. Plan Harmony's site
Side by side
| App | Splitting | The plan | Works on | Free plan |
|---|---|---|---|---|
| Splitwise | Equal, exact, percentage or shares; simplifies debts | No | iOS, Android, web | Yes, with a daily limit |
| SwipeSights | Even splits; who owes whom; 15 currencies | Yes, built from the votes | iPhone, web (split on the web) | Yes |
| Wanderlog | Bill splitting and settle-up | You build it; route order on Pro | iOS, Android, web | Yes |
| Stippl | Splitting and settle-up, free | You build it; AI itinerary (2 free) | iPhone, Android, web | Yes |
| WePlanify | Fewest transfers, more than one currency | AI draft | Web | Yes (beta) |
| Lambus | Split and settle; conversion on PRO | You place the stops | iOS, Android, web | Yes |
| Frienzy | Expense splitting | Imports an existing plan | iOS, Android, web | Yes |
| Plan Harmony | On Pro | You fill the calendar | Web | Yes |
From each app's own site and store listing, checked October 3, 2026. Apps change often, so check before you choose.
Splitting the stay fairly
The stay is usually the biggest shared cost, and the one where an even split is least fair. The friend on the sofa for two nights should not pay the same as the couple in the big room for four.
Our free Airbnb split calculator splits fees like cleaning evenly, and the rest by nights and by room. It runs in your browser, saves nothing, and copies the result for the group chat.
Money rules for a friendly trip
Most money trouble on a trip comes from things nobody agreed on. A few rules, said out loud before you leave, prevent nearly all of it.
- Agree on what is shared before you go. The stay, the car, groceries and shared tickets usually are; drinks and shopping usually are not.
- Log costs as they happen. A minute when you pay beats an hour of receipts at the end.
- One payer per big booking. One person books the stay or the car, logs it straight away, and everyone pays them back.
- Keep each cost in the currency it was paid in, and agree on a rate before you settle if you need to convert.
- Settle up within a week of getting home, while everyone still remembers the dinner.
Frequently asked questions
What is the best Splitwise alternative for a group trip?
If you also want help planning, pick a trip planner that splits costs: SwipeSights splits costs and builds the plan from the group's votes, Wanderlog has a budget with splitting next to a shared itinerary, Stippl splits for free, and WePlanify settles up in the fewest transfers. If you only need to split costs, Splitwise is still the most flexible.
Is Splitwise free?
Yes, with a daily limit on how many expenses you can add. Splitwise Pro removes the limit and adds receipt scanning and currency conversion.
Can SwipeSights split costs?
Yes, for free. On the trip's plan page on the web, anyone on the trip adds what something cost, who paid and who it was for; SwipeSights splits it evenly and shows who owes whom, in 15 currencies.
How do you split an Airbnb fairly with friends?
Split the fees that do not depend on who stayed, like cleaning, evenly. Split the rest by the nights each person stayed, weighted by the room they had. Our free Airbnb split calculator does it for you.
Which trip apps handle more than one currency?
Splitwise Pro and Lambus PRO convert currencies, and WePlanify's budget works across currencies. SwipeSights keeps each balance in its own currency, across 15, without converting.
Plan it and split it in one place
Create the trip, let everyone swipe, and keep the costs next to the plan.
SwipeSights: plan the whole group trip together.
